Layaway Made Easy

Take home the items you love,

without breaking the bank.

We believe in making quality more accessible. Our layaway program is a simple, interest-free way to reserve something special while paying over time. No gimmicks. No pressure. Just a helpful option when you need it.

How It Works

Step 1: Choose Your Item

Found something you love in-store? Let us know you’d like to place it on layaway.

Step 2: Make a Small Down Payment

Only 20% down is required to reserve your item. We’ll safely set it aside just for you.

Step 3: Pay Over Time

Enjoy up to 4 months to complete your payments. Pay weekly, bi-weekly, or monthly—whatever works for you.

Step 4: Take It Home

Once your balance is paid, your item is yours to take home and enjoy!

Why Use Layaway?

No interest. Ever.

Flexible payments on your schedule

Secure hold on the item you want

No credit checks or hidden fees

How to Pay Your Loan or Layaway Online

Call to Request Access

Contact the store where you started your loan or layaway. Our staff will confirm your account and begin the setup.

Get a Secure Text

We'll send you a secure activation text with a few quick questions to verify your identity and enable your account.

Create Your Online Account

After verification, you’ll be prompted to create your account. From there, you can view your items and make payments anytime — from any device.

Want A Faster Way?

Sunny Pawn and Jewelry

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Monday – Friday: 9:00am – 6:00pm

Saturday: 9:00am - 5:00pm

Sunday: 10:00am – 3:00pm

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All Rights Reserved. Made by Pawnleads.

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Sunny Pawn and Jewelry

Facebook Icon Sunny Pawn & Jewelry

Monday – Friday: 9:00am – 6:00pm

Saturday: 9:00am - 5:00pm

Sunday: 10:00am – 3:00pm

Sunny Pawn and Jewelry Copyright 2025. All Rights Reserved. Made by Pawnleads.